G1
GROUP 1 AUTOMOTIVE INC (GPI)·Q1 2025 Earnings Summary
Executive Summary
- Q1 delivered $5.51B revenue (+23.1% y/y) and adjusted diluted EPS from continuing ops of $10.17; consolidated gross margin was 16.2% as mix shifted toward the U.K. and aftersales .
- Results beat S&P Global consensus: revenue $5.51B vs $5.44B* and adjusted EPS $10.17 vs $9.67* (driven by record U.K. volumes and strong aftersales, partially offset by lower GPUs and higher interest expense). Bolded are beats: Revenue: $5.51B vs $5.44B*; EPS: $10.17 vs $9.67* (both beats)* (Values retrieved from S&P Global).
- U.K. integration outperformed: record U.K. revenue ($1.58B) and gross profit ($217M), SG&A/GP back to pre-acquisition levels; management targets “10% headcount reduction and >£30m savings in 2025, most in 1H” .
- Aftersales momentum (P&S gross profit +21.7% y/y) and F&I PRU resilience helped offset lower new/used GPUs; U.S. SG&A saw early-quarter creep now being addressed .
- Capital returns remain active: repurchased
287k shares in Q1 ($123M) plus ~101k in April; $353.3M authorization remains; dividend lifted to $2.00 annualized for 2025 ($0.50/qtr) .
What Went Well and What Went Wrong
What Went Well
- Record U.K. performance and integration progress: “Record U.K. results… back to pre-acquisition SG&A/GP levels… on track to take out 10% of headcount and save north of £30m this year, most in 1H” .
- Aftersales strength: P&S gross profit rose to $381.0M (+21.7% y/y) with margin +70 bps to 55.1%; warranty work robust (notably Toyota Tundra recall) .
- Active capital allocation: 286,731 shares repurchased in Q1 (~$122.8M) with additional ~100,918 in April; $353.3M buyback capacity remaining; quarterly dividend declared at $0.50 .
What Went Wrong
- GPU compression despite volume: new PRU $3,381 (-6.1% y/y), used PRU $1,569 (-6.0% y/y), consolidated gross margin down 40 bps y/y to 16.2% .
- SG&A deleverage and U.S. cost creep: SG&A/GP 69.2% (+510 bps y/y), with variable comp and outside services elevated in Jan–Feb; actions underway to realign .
- Higher interest burden: floorplan interest $26.9M (+31% y/y), net floorplan expense $6.5M (vs $2.2M), other interest $39.8M (+35.7% y/y), pressuring pretax margin to 3.0% .
Financial Results
Vs. S&P Global consensus – Q1 2025:
Values with asterisks (*) are from S&P Global (Values retrieved from S&P Global).
Segment breakdown (U.S. vs U.K.) – Q1 2025 vs Q1 2024:
KPIs (Consolidated):
Additional operating/financial context:
- Net floorplan expense $6.5M (vs $2.2M), other interest expense $39.8M (+35.7% y/y) .
- Consolidated days’ supply at 3/31/25: New 29 days; U.S. new 38 days; U.K. new 16 days .
Guidance Changes
No quantitative revenue or margin guidance provided; management commentary emphasized caution around tariffs/allocations and SG&A discipline .
Earnings Call Themes & Trends
Management Commentary
- “Our U.S. business performed well… while navigating uncertainty from tariff and trade policy changes… prepared to be nimble” — CEO Daryl Kenningham .
- “Record U.K. results… back to pre-acquisition levels on SG&A/GP… on track to take out 10% of headcount and save north of £30m this year” — CEO .
- “Aftersales… customer pay up >6% with nearly 30% increase in warranty revenue; F&I GPU $2,426” — CFO Daniel McHenry .
- “We saw SG&A creep in the U.S. in Jan–Feb… realigned some of it in March and continue in Q2” — CFO .
- “We have deferred some capital projects ~6 months… and have contingency plans should the environment change” — CEO .
Q&A Highlights
- Pre-buy/tariff dynamics: ~5% traffic lift in last 10 days of March; inventories tight (Toyota 12 days, Lexus 5) limiting incremental benefit; April started strong then cooled; OEMs cautious on allocations .
- SG&A actions: Variable comp/outside services caused early-quarter creep; realigning costs into Q2 .
- Aftersales sustainability: Warranty strength led by Toyota Tundra engine recall; expected to continue near term .
- EV profitability: EV GPU still about $1,000 below ICE; inventory levels improved after active management .
- Capacity and Capex: U.S. technician headcount +
8% y/y; shop A/C investment ($25M) improves retention/productivity; deferring some discretionary capex .
Estimates Context
- Q1 2025: Revenue $5.51B vs S&P Global consensus $5.44B*; Adjusted diluted EPS $10.17 vs $9.67* — both beats (Values retrieved from S&P Global).
- Forward look (Street): Next quarter (Q2 2025) consensus Revenue ~$5.67B*, EPS ~$10.45*; Q3 2025 consensus Revenue ~$5.67B*, EPS ~$10.73* (Values retrieved from S&P Global).
Key Takeaways for Investors
- Beat on both revenue and adjusted EPS; narrative supported by U.K. execution, aftersales growth, and F&I resilience despite lower GPUs and higher interest expense .
- U.K. synergy realization is a near-term catalyst (SG&A back to pre-acquisition levels; >£30m 2025 savings targeted) — watch incremental margin and SG&A/GP in H1 .
- Aftersales/warranty tailwinds and technician capacity expansion support gross profit durability amid potential inventory-tightening from tariffs .
- U.S. SG&A discipline is key: management acknowledged early-quarter creep and is taking actions — look for sequential leverage improvement in Q2 .
- Rate sensitivity matters: +100 bps SOFR ≈ -$1.21 in annual EPS; funding mix ~60% fixed helps partially offset .
- Capital returns remain robust (buybacks, dividend lift) with ample authorization remaining; continued portfolio optimization expected .
- Trading setup: Near-term upside from U.K. cost-out and aftersales; watch OEM allocations, incentive moderation, and parts tariffs as potential margin and volume swing factors .
Notes: All company figures sourced from Q1 2025 press release, 8-K and call transcript as cited. Consensus estimates marked with asterisks are from S&P Global (Values retrieved from S&P Global).